Tag Archives: money

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Why Peyton Manning Is The Most Valuable Football Player

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Cramer: Facebook’s Secret On How To Make Money

The Urken siblings school Cramer on why Facebook’s monetization strategies are working. – The Street –

How Confident Consumers Felt About 2013 In 2012 – Infographic

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This infographic shows how confident consumers were in 2012 about 2013. Interesting to see what people thought in 2012 and were we stand after half of 2013 is over.

In an effort to understand what is affecting consumer confidence in 2012, we asked members of our online communities how they feel about the coming year, and what factors contribute to their feeling confident about spending money and making purchases.

Source: Visual.ly

Blogging: 8 Ways To Make Money From Your Blog – Infographic

We’ve selected the eight most common blog monetization techniques (including one of our products of course!) and evaluated them on the five categories our research has shown matter most to bloggers. Continue reading

Annuities As income, Not Investments

Annuities as income, not investments – Robert Powell’s Retirement Portfolio – MarketWatch.

You probably aren’t even aware that you’re doing it, but you are. You are “optimizing imperfectly” when it comes to taking money from your defined benefit, 401(k), and other retirement plans. Continue reading

For New Bloggers: Most Asked Questions – Infographic

Blogger Money Talk answers the questions that bloggers have about making money from blogging. We cover everything from Affiliate Marketing to Brand Sponsorship. No hype. Just straight talk. Follow along as we share what is making money for bloggers now. Continue reading

Shadow Accounting – A Look Inside Hedge Funds – Infographic

This visual offers a primer on alternative assets (hedge funds) and the role that shadow accounting plays in the industry. Continue reading

Comparing Credit Unions and Banks – Infographic

Though it may seem as if credit unions and banks are basically the same, they’re actually quite different. Banks are focused on earning profits for their shareholders, and they do so by investing their customers’ deposits and charging high fees. Credit unions, on the other hand, are owned by their members. When you deposit money into your credit union account, you’re actually buying shares of that institution. Continue reading

Retirement Shortfall: Will You Run Out of Money Before You Die?

The retirement savings shortfall in the U.S. is about $4.6 trillion and Medicare costs will almost double over the next decade to $1.1 trillion per year. Here are some explosive facts about your retirement safety net. (Source: Bloomberg)

Money Is Not All, For Some: The Human Side Of Business – Infographic

When it comes to business, most people immediately think of money. Surprise, surprise. This infographic takes a look at the human side of business. Continue reading

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This infographic takes a look at the companies Americans say they hate, but investors love.

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A Bite Out of Apple: How the World’s Most Valuable Company Spends Its Money With its explosively popular products and knack for design, Apple, Inc., maintains a wide profit margin on its products while keeping its R&D and lobbying costs … Continue reading

The rise of mobile money is driven by the poor [Infographic]

The rise of mobile money is driven by the poor [Infographic].

As Google, Apple, Paypal, Mastercard and the entire banking community fights over mobile money, we decided to look to the power users to find out what the near future of monetary exchange might look like. The World Bank’s treasure trove of open data on mobile banking is a well stocked pantry for the data hungry. Welcome to our first data snack and enjoy the graph we created below.

Percentage of Population Using Mobile Money
Separated by Income Levels

Goodsmith Mobile Money Driven by Poor 520x520 The rise of mobile money is driven by the poor [Infographic]

We looked at the top ten countries in percent of population having used their phones to send and receive money. Turns out, even in countries with the highest use – countries that are all among the world’s poorest) – it remains the poor within those countries who use mobile financial services more frequently. In each of the ten countries, the poor used mobile banking more than the rich.. A higher percentage of the bottom 40% in income were users compared with the top 60%.

The low income surprise

Kenya leads the world in mobile banking due to the trifecta of infrastructure (mmm sub sea fibre optics), government support, and the community banking paradigm exploded by Safaricom’s M-Pesa. In fact, as you can glean from our infographic, over 70% of the population using their cell phones to do some banking.

From the image above, we see that the lighter ribbons – referring to the low-income users – are larger for both those that receive mobile money with their phones (green) and, interestingly, those that send (red) as well. The trend is similar for each of these countries which lead the world in mobile money use.

Particularly striking differences occur in Somalia and Swaziland, where relatively few of the wealthy use mobile money compared with the poor.

Revolving around the Mobile Revolution

We decided to use the circular layout – leveraging Krzywinski et al’s beautiful genomics-oriented Circos – to capture the high data density while letting the reader easily explore the graph themselves. For example, Algeria’s (DZA) thin dark red ribbon shows that few of the wealthy send money, but nearly three times as many of the rich in the North African country (dark green) have received funds with their phone.

The overbanked?

There’s a number of questions suggested by this take and we look forward to exploring the data further. Why aren’t the wealthier using mobile money? Perhaps it’s because there’s a transaction value above which mobile doesn’t make sense. Or, perhaps they have more access to ‘traditional’ banking methods and haven’t felt the need to switch, or are able to pay for advantages that outweigh any conveniences of mobile.

We’re looking forward to looking deeper into these questions and anticipating and facilitating the growth of mobile money. The data is available for an additional 50 countries, and we only look at a small fraction of the results here. As mobile money alters international economics, it might be that us plastic credit card and paper money users are… overbanked?

Thumbnail image credit: AFP / Getty Images

Source: The Next Web

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Largest Payouts In Sports – Infographic

In most sports, the big money is in the personal contracts. But there is still a lot of prize money to be had for the victors in tournaments and other official events. Even the losers can walk away with millions. We’ve broken down the payments for the ten highest paying sporting events, based on a list compiled by Forbes.

Source: Visual.ly

Lawrence Lessig: Don’t want another SOPA – Get money out of politics

https://twitter.com/#!/TMStreetAnalyst/status/198542088999141377

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